Commercial Lender Overview

Our client is seeking a Commercial Lender to develop, expand, and manage commercial banking relationships within the Central Wisconsin market. This role centers on relationship-building, credit analysis, and community engagement to support local businesses with tailored financial solutions. The ideal candidate combines strong credit skills with a proactive business-development mindset and thrives in a close-knit, community-oriented banking environment.

Commercial Lender Key Responsibilities

• Proactively identify and cultivate new commercial lending opportunities through networking, COI relationships, and community involvement
• Build long-term relationships with business owners across manufacturing, agriculture, service industries, real estate, retail, and other local enterprises
• Represent the institution at chambers of commerce, business associations, community events, and other outreach functions
• Promote a full suite of commercial products including deposits, treasury management, merchant services, and digital banking solutions
• Conduct financial analysis, cash-flow evaluation, and risk assessment for commercial loan requests
• Structure facilities such as lines of credit, term loans, commercial real estate financing, equipment loans, and SBA options
• Prepare detailed credit presentations and recommendations for underwriting and credit approval
• Ensure compliance with internal credit policies, loan documentation standards, and regulatory requirements
• Maintain an active and growing portfolio of high-quality commercial relationships
• Perform annual reviews, covenant monitoring, and proactive borrower communication
• Identify and mitigate emerging risks to maintain strong asset quality
• Expand existing accounts by uncovering additional lending, deposit, and service needs
• Collaborate with credit analysts, operations, treasury management, and retail teams to deliver a seamless customer experience
• Participate in team meetings, pipeline reviews, and strategic planning sessions
• Provide insights on local market trends, economic shifts, and competitive dynamics

Commercial Lender Qualifications

• 3–7+ years of commercial lending or business banking experience
• Strong financial, credit analysis, and loan structuring capabilities
• Demonstrated success in business development and portfolio growth
• Excellent communication, relationship-building, and negotiation skills
• Knowledge of regulatory requirements, credit policy, and commercial loan documentation
• Bachelor’s degree in business, finance, accounting, or related field preferred
• Familiarity with Central Wisconsin markets strongly preferred

Why Join This Client?

• Well-respected community institution with deep ties to the region
• Opportunity to manage and grow a meaningful commercial portfolio
• Relationship-driven culture with strong support from credit and leadership teams
• Competitive compensation package with performance-based incentives
• Local decision-making environment that enables responsive, personalized service



For immediate consideration please contact Brendan Holt with a resume and relevant qualifications.

Email: brendan@theagencyrecruiting.com