Agricultural Lender Overview

Our client, a respected community-focused financial institution, is seeking a skilled Agricultural Lender to help grow and manage a high-quality agricultural loan portfolio. This role focuses on building strong relationships with farm owners, ag businesses, crop and livestock operations, and rural enterprises while delivering customized financing solutions. A strong understanding of agriculture, farm financials, and rural community banking is essential.

Agricultural Lender Key Responsibilities

• Develop new ag lending relationships through on-site farm visits, referrals, and community involvement
• Identify and attract quality lending opportunities across crop, livestock, and diversified ag operations
• Analyze farm financial statements, cash flow cycles, balance sheets, and production trends
• Structure and underwrite ag loans including operating lines, equipment financing, livestock loans, ag real estate, and FSA-guaranteed loans
• Monitor portfolio performance through annual reviews, collateral inspections, covenant tracking, and risk assessments
• Serve as a trusted advisor to producers on financial management, succession planning, growth opportunities, and capital strategies
• Promote the institution’s full suite of agricultural, commercial, and business banking services

Agricultural Lender Qualifications

• 2–7+ years of ag lending or related farm financial experience
• Strong understanding of crop and livestock operations, farm management, ag economics, and seasonal cash flow cycles
• Demonstrated ability to build trust-based relationships with producers, ag COIs, and rural community partners
• Solid credit and risk analysis skills with experience structuring agricultural credit requests
• Bachelor’s degree in Ag Business, Finance, or related field preferred; relevant experience considered
• Strong communication, problem-solving, and relationship-building skills
• Self-motivated, community-oriented, and able to manage multiple relationships and priorities

Why Join This Client?

• Highly respected community financial institution with deep roots in agriculture
• Opportunity to own and grow a meaningful ag portfolio with strong support from leadership
• Local decision-making environment that allows you to serve producers quickly and effectively
• Competitive compensation and benefits package
• Collaborative, relationship-driven culture committed to supporting rural communities

For immediate consideration please contact Brendan Holt with a resume and relevant qualifications.

Email: brendan@theagencyrecruiting.com